TEAM VP: Amy Yocom-Vos & Michael Perron Jr.
Mortgage Broker
Licensed in all 50 States
Hi there! We're Amy Yocom-Vos & Michael Perron Jr., your dedicated Mortgage Brokers at The Fox Mortgage Team LLC. With years of experience and a shared passion for helping clients achieve their homeownership dreams, we’re committed to making the mortgage process smooth and straightforward.
We know how important it is to find the right mortgage solution, and we’re here to guide you every step of the way. Whether you're buying your first home, upgrading, or looking for the best opportunities available, we’ll tailor our approach to fit your unique needs. At The Fox Mortgage Team, we don’t just offer loans – we offer a partnership that you can trust. Let’s turn your dreams into keys!
The Fox Mortgage Team LLC in Mooresville, NC, provides comprehensive mortgage services, including home purchase loans and refinancing options. We cater to diverse needs through FHA, VA, USDA, and conventional loan programs, emphasizing personalized support and competitive rates. We are dedicated to guiding clients through each mortgage process step, ensuring smooth and timely closings.
We also offer the VA Hero’s Program, benefiting military and service workers by covering appraisal costs. We aim to turn homeownership dreams into reality with expert, client-focused solutions.
Mortgage Purchase Programs Offered by Fox Mortgage Team LLC.
The Fox Mortgage Team LLC offers a range of mortgage purchase programs tailored to diverse needs, including FHA, VA, USDA, conventional, and jumbo loans. With personalized guidance and competitive rates, our team ensures clients find the right loan option to achieve their homeownership goals.
FHA Loans
FHA loans are ideal for first-time homebuyers and those with lower credit scores. With low down payment requirements and more flexible qualification criteria, this program helps make homeownership accessible to a broader audience. The Fox Mortgage Team ensures a smooth process, guiding clients through every step to secure an FHA loan that fits their needs.
VA Loans
For veterans, active-duty service members, and eligible spouses, VA loans provide an excellent option with no down payment and competitive interest rates. The Fox Mortgage Team proudly supports those who have served by offering personalized assistance and expertise in VA loan requirements. Their VA Hero’s Program also helps cover appraisal costs, making homeownership even more attainable for service members.
USDA Loans
USDA loans offer zero down payment options for homebuyers in eligible rural and suburban areas, providing an affordable path to homeownership. The Fox Mortgage Team helps clients navigate the USDA loan process, ensuring they understand eligibility criteria and financing options. We aim to make rural living accessible with competitive rates and professional guidance.
Conventional Loans
Conventional loans provide flexible terms and options for those with solid credit and stable income. The Fox Mortgage Team offers tailored solutions, helping clients select the best loan terms and structures that fit their financial goals. We focus on ensuring a seamless and efficient process with competitive rates and minimal hurdles for qualified borrowers.
Jumbo Loans
For buyers seeking more significant loan amounts beyond conventional limits, jumbo loans offer a way to finance high-value properties. The Fox Mortgage Team provides expert support for navigating the unique requirements of jumbo loans, offering competitive rates and personalized strategies. We aim to help clients easily secure financing for luxury homes or properties in high-cost areas.
Mortgage Opportunities by Fox Mortgage Team LLC.
The Fox Mortgage Team LLC offers a range of mortgage opportunities tailored to meet various needs, including options for first-time buyers, refinancing, investment properties, and second homes. With personalized guidance and flexible solutions, we ensure clients find the right mortgage fit to achieve their financial and homeownership goals.
First-Time Homebuyer Loans
The Fox Mortgage Team specializes in helping first-time buyers navigate the mortgage process, offering tailored programs with low down payments and flexible credit requirements. Our team provides personalized guidance to ensure new buyers feel confident and secure in making one of the most significant investments of their lives. With competitive rates and step-by-step support, we make homeownership accessible for first-time buyers.
Refinance Loans
Refinancing with The Fox Mortgage Team is an opportunity to reduce interest rates, shorten loan terms, or access equity for home improvements. Our experienced team assesses each client’s unique situation and provides customized refinance options to meet financial goals. The focus is on creating long-term savings and improving homeowners’ financial well-being through strategic refinancing.
Investment Property Loans
For those looking to invest in real estate, The Fox Mortgage Team offers a range of financing options for investment properties. We provide expert advice on structuring loans to maximize returns and support clients in building a profitable real estate portfolio. With flexible terms and competitive rates, we help investors unlock the potential of their real estate ventures.
Second Home Loans
The Fox Mortgage Team offers tailored mortgage solutions for those purchasing a second home or vacation property. Our experienced brokers guide clients through the process, ensuring they find the best loan terms for their lifestyle and investment goals. With competitive rates and personalized support, we make owning a second property a seamless and rewarding experience.
Cash-Out Refinance Loans
The Fox Mortgage Team provides cash-out refinance options, allowing homeowners to access the equity built up in their homes. This option is ideal for funding renovations, paying off high-interest debt, or covering major expenses. Our team works with clients to structure cash-out refinances that suit their financial objectives while securing the best possible rates.
